Getting Started
WhatsApp Number
How To Import WhatsApp Chats
How To Add WhatsApp Number On Facebook or Instagram Page
How should I choose a phone number for WhatsApp?
PRO plan: Support export chat
Backup WhatsApp Chats
How to migrate a phone number from one BSP to another?
Steps to use phone number that has been registered with Whatsapp Business before
How do I scan the QR Code on WATI Trial?
Can you call the WhatsApp number, that's already registered to use WhatsApp Business API?
How can I create a QR Code for my WhatsApp Number?
Can I get Green Tick Verification on my Personal Number?
How To Link WhatsApp Number To Facebook Page
Display Name
Introduction
How to check any known issues with WATI?
What are the limitations of using WhatsApp Business APIs?
What kind of business will be rejected by WhatsApp?
Approve Messaging On-Behalf-Of your brand
How do I get Green Tick Verification for my business?
How long does it take to get approved for WhatsApp Business APIs?
What is the process to get approval for WhatsApp Business APIs?
Creating click to chat link
WhatsApp Manager
Everything you need to know about your WhatsApp Manager
How can I change my display name
How to access WhatsApp Manager?
How to change your phone number
Facebook Business Manager ID
Embedded Sign Up
Can I get WhatsApp API access without Facebook Business Verification?
What are possible common errors in embedded signup flow?
Facebook Business Verification
Why is Facebook Business Verification required?
What if the 'Start Verification' button is greyed?
How to check whether your business is verified?
What are the steps to get Facebook Business Verification?
What documents are required for Facebook Business Verification?
How can I contact Facebook Team for Business Verification Issues?
Troubleshoot common errors in WATI
What's New
Released in 2020
2020.12.1 - Released on Jan 2021
2020.11.1 - Released on Dec 2020
2020.10.1 - Released on Oct 2020
2020.09.1 - Released on Sept 2020
2020.08.1 - Released on Aug 2020
2020.07.1 - Released on July 2020
2020.06.1 - Released on May 2020
2020.05.1 - Released on May 2020
2020.04.1 - Released on Apr 2020
RBI e-Mandate Latest Guidelines
Released in 2021
2021.07.1 - Released on Jan 2022
2021.06.1 - Released on Nov 2021
2021.05.2 - Released on Sep 2021
2021.05.1 - Released on July 2021
2021.04.1 - Released on May 2021
2021.03.1 - Released on Apr 2021
2021.02.1 - Released on Mar 2021
2021.01.1 - Released on Feb 2021
Our Roadmap - See What's Planned
2022.05.1 - Releasing on 18th May 2022
2022.04.2 - Released on 22nd April 2022
2022.04.1 - Released on 6th April 2022
2022.03.2 - Released on 25th Mar 2022
2022.03.1 - Released on Mar 2022
2022.01.2 - Released on Feb 2022
2022.01.1 - Released on Feb 2022
Types of Messages
Template Message
What are template formatting rules?
How to get Opt-in for WhatsApp Messaging?
What is the difference between template message and session message?
How many template messages can be submitted for WhatsApp approval?
What is the max numbers of template message submission?
What is a template message?
Could I attach a PDF or image into a template message?
Session Messages
How to use interactive messages?
Pricing
Conversation Based Pricing
WATI CRM & APIs
What is the pricing for WATI CRMs & APIs?
What are the costs for sending messages?
How much is the setup cost for WATI CRM & APIs?
WhatsApp API Gateway
What are the costs of sending Business Initiated and User Initiated Conversations?
What is Conversation Based Pricing?
What are difference between BASIC plan and PRO plan
APIs & Integrations
WhatsApp APIs
Where can I find the documentation for WhatsApp Business APIs?
Key Differences Between WATI CRM and WATI WhatsApp API Gateway
WATI APIs
Does WATI support Dialogflow Integration?
How can I send WhatsApp Message from Zoho CRM?
What if I need access to more APIs?
Are your file attachment names appearing as null or untitled?
Where can I find WATI API Documentation?
Can I send OTP on WhatsApp?
How can I add webhooks using WATI or WhatsApp API Gateway?
Integration
Add-on: Google Sheet Automation
Integromat Integration
Shopify Integration
Add-on: Google Spreadsheet Sender
Hubspot Integration
How to use pre-defined variables in Shopify or Woocommerce?
What are fixed variables for Shopify integration?
WooCommerce Integration
WhatsApp Shop Plugin
Zoho CRM Integration
How to send template message using Zoho CRM Integration?
WhatsApp Chat Button Integration
How to create a COD (Cash on Delivery) Template
WATI Embedded Team Inbox in Zoho
Shopify Integration for TRIAL user
What are fixed variables for Woocomerce integration?
Zapier Integration
Where can I find the API Endpoint URL and Bearer Token?
HubSpot WhatsApp Integration: Capture New WhatsApp Contacts To HubSpot For Free
LeadSquared WhatsApp Integration: Capture All New WhatsApp Contacts To LeadSquared
How to set up Cash on Delivery (COD) in Shopify
Team Inbox on WATI
Team Inbox
WATI Account running Slow
How to add a tag to chat?
Copy Conversation URL
What happens if someone you blocked messages you again?
How to use quick replies/canned replies?
What features does WATI Team Inbox offer?
How to start a new Chat?
How to add contact to Favorite?
How to add custom parameters?
How to download chats from WATI?
How to search and filter chats?
Automation - Building a chatbot
Routing
Keyword Action
Flow
What features are available in advance flow builder
Advance flow builder: Update Attribute
Advance flow builder: Template
How to use Conditions for Flowbuilder
What and how to access Flow Builder?
Advance flow builder: Setup Assign Agent / Assign Team
How to use Questions for Flowbuilder
Advance flow builder: Setup Subscribe or Unsubscribe
Advance flow builder: Webhook
How to build a flow
Advanced Flow Builder: Invoke New Flow
How to create list message & message with reply button?
Advance Flow Builder: Time Delay
Flow Builder: What is a node and how many types of node?
Export and Import of Flows
How to collect data using Google Spreadsheets
How to update data using Google Spreadsheets
Reply Material
Default Action
Introduction
Broadcast Messaging & Templates
Broadcast
How to allow users to Opt-Out or Unsubscribe from Broadcasts?
How do I edit, delete or cancel a scheduled broadcast?
What is a Broadcast History?
What is a broadcast?
How do I add a new Broadcast?
Tips to send personalized media content broadcast to each number
How to send message to someone who is not in the Contact List?
Is there a limit of broadcast messages?
How can I search and filter Broadcasts?
Where can I see Broadcast Statistics?
Template Messages
How to submit template messages on WhatsApp Manager for WhatsApp API Gateway
What are the supported languages for template update?
How to avoid template message rejection?
What are the category values of Template Message?
Template Message Guidelines
How to export and import template messages from one environment to a new environment?
How to add buttons with template messages?
How do I create a Template Message?
Are non-transactional messages allowed with WhatsApp Business APIs?
What are actions in Template Messages Page?
How to setup auto recharge for broadcast credit?
How to add buttons to templates?
How do I check and add credit to send broadcast template message
Contact Management
Personalization & Account Management
Operator Management
How to view, search and delete operator?
How to force logout a specific user from all active sessions?
Detail Access Menu of each Roles
How do I add more agents to my account?
How to add team and assign operator to team?
Account & Billing
How do I unsubscribe from WATI?
How can I download the past invoices?
What are the working hours for WATI Support Team?
How can I manage the billing and payment methods?
Personalize your account
Dashboard and Reports
Mobile Apps
Terms, Privacy & Security
- All Categories
- What's New
- Released in 2020
- RBI e-Mandate Latest Guidelines
RBI e-Mandate Latest Guidelines
Updated
by Sourabh Upreti
RBI e-Mandate Latest Guidelines (For India)
India's central bank, the Reserve Bank of India (RBI) announced new guidelines for recurring payments (e-Mandates) to enhance the process and security measures for card payments, including the requirement of Additional Factor of Authentication (AFA), especially for ‘card-not-present” transactions.
This brings changes to the existing e-mandates that are set up to manage recurring payments.
All financial institutions, businesses, associated partners, and gateways must comply with these guidelines starting September 30, 2021.
What are e-Mandates?
E-Mandate is a digital payment service initiated by RBI for customers to virtually authorize merchants to collect recurring payments primarily using debit or credit cards. WATI’s monthly/yearly subscription is an e-Mandate as well.
What are the new Guidelines?
Effective from 1 October 2021, automatic recurring payments in India are limited to ₹5000 per transaction. All existing subscriptions must be re-registered via a one-time process involving Additional Factor Authentication (AFA) by a customer’s issuing bank.
Payment methods affected by this:
- all types of card (debit, credit),
- Prepaid Payment Instruments (PPIs) including wallets, and
- Unified Payments Interface (UPI)
- For any recurring transactions below ₹5000, you have to re-enter your card details once and auto-debit will then occur for subsequent transactions.
- For any recurring transaction greater than ₹5000, you are required to complete a one-time AFA for every subsequent transaction.
How does this affect you?
Under the RBI framework, all existing subscriptions with WATI must be re-registered via a one-time process involving AFA by a customer’s issuing bank. You will see higher payment failure rates as a result of these actions.
If you are subscribed to our monthly or annual plans,
- You can request WATI to send you a one-time payment link via email at the start of every renewal month/year
- This means you will manually pay more often - but the total amount you’re charged won’t change
- To avoid this manual authorization every month, we recommend you to upgrade to our yearly plans! - as you only need to authorize the payment once a year
If you are purchasing broadcast credits,
- You can still go to your WATI account to directly purchase your credits
- However, if your transaction fails, please contact hello@wati.io and we can send you a one-time payment link via email
- To avoid future payment failures, please do reach out to your card-issuing bank to complete the one-time AFA
Will cross-border transactions be impacted?
Yes, the RBI’s directive affects cross-border transactions for businesses accepting payments from Indian-issued cards in all currencies.
What happens if I choose not to comply with the RBI directive?
Transactions that don’t comply with RBI requirements will be blocked by issuing banks and result in failed payments.
We are always thinking of ways to make your life easier! That’s why we are working to accept more payment methods and allow you to automatically register for Additional Factor Authentication (AFA) to comply with the regulations.